General Terms of Use

About Us

“Banks Legal” means Banks Legal Consultancy FZE (Banks Legal, we or us), formed pursuant to the regulations of the RAK Free Zone Authority with limited liability under licence number 6001706 and we have our registered office at Ras Al Khiamah Free Trade Zone, Ras Al Khaimah, United Arab Emirates. Banks Legal acts as a legal consultancy and offers certain services on the website (the Site).

Terms of Website Use

These terms and conditions of website use together with the Acceptable Use Policy, Privacy Policy and Cookie Policy as contained herein (together the Terms), set out the terms of use on which you make use of the Site, as well as the services and products contained and provided therein, whether as guest or registered user. Use of the Site includes accessing, browsing or registering to use the Site.

Please read these Terms carefully before you start to use our Site, as these will apply to your use of the Site. We recommend that you print a copy of these Terms for future reference.

By using and/or visiting the Site you agree to these Terms and you expressly consent and agree to be bound by the Terms and all applicable laws and regulations that govern the Site and the services and/or products offered by Banks Legal and/or any group company on the Site which you may avail of (the Services).

We have tested this Site thoroughly and are always keen to improve our accessibility tools. We would like to know if you have found this Site accessible or if you have had any problems. Please contact us at with any queries or comments.

If you do not agree to the Terms, or any part of the Terms, you must not visit and/or use the Site.

Our Site uses Cookies. By using our Site, or agreeing to these Terms, you consent to our use of cookies in accordance with our Cookies Policy.

Writing” includes emails. When we use the words “writing” or “written” in these terms, this includes emails.

Important Information

Banks Legal offers online forms and general legal information for the purpose of generating and drafting your own legal documents on this Site (the Forms). Banks Legal does not provide any legal or other professional advice in connection with the Services and the Forms, and the Site, Services and the Forms are not a substitute for the advice of a lawyer. Banks Legal do not draft any document and/or Form generated by your use of the Site and/or the Services. If you need any legal advice, please contact Banks Legal.

The Services and the Forms provided on the Site may not be suitable for you in your particular circumstances and it is therefore your responsibility to take legal advice from a lawyer when using any of the Services on the Site.

We undertake no responsibility for, and are not liable for, any incorrect information entered by you while filling out any of the Forms on the Site, and we do not accept any liability for any losses incurred by you as a result of your use of the Services or the Forms on the Site.

The legal information contained on the Site is not legal or other professional advice and is not guaranteed to be correct, complete or up-to-date, therefore, if you need legal advice on a specific issue, you should consult a lawyer.

Your use of this Site, and the provision of the Services and the Forms by Banks Legal, are not intended to create any lawyer-client or other professional relationship, and does not, and will not, create a lawyer-client or other professional relationship between you and Banks Legal. As such, you acknowledge that will be representing yourself in any activity you undertake through the Site.

We do not review or check your answers or your information in connection with any Services for correctness, accuracy or legal sufficiency, and we do not accept any responsibility for any incomplete or incorrect information provided by you in connection with the Services or your use of the Site.

Site Content, Documentation and Information.

Banks Legal may modify the content of the Site and/or Terms at any time, and such modification shall be effective immediately upon posting of the modified content and/or Terms on the Site and your continued use of or access to the Site will be deemed to indicate your acceptance of the modified content and/or Terms.

Although we make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up-to-date.

Banks Legal will have no responsibility for any errors in any documentation or Forms submitted to any relevant authorities and/or third parties except where those errors were made by Banks Legal.

Your Account and Password

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party and you are entirely responsible for maintaining the confidentiality of your password.

You must not allow any other person to use your account to access the Site.

You must not use a third party´s account, user name or password to enter the Site or use the Services.

Banks Legal shall not be liable for any losses you incur as a result of a third party using your account or password, even if it used without your knowledge. You are responsible for, and may be held liable for any losses incurred by Banks Legal, our affiliates, directors, employees, consultants, agents and representatives due to a third party’s use of your account or password.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time if, in our reasonable opinion, you have failed to comply with any of the provisions of these Terms.

If you know or suspect that anyone other than you knows your user identification code or password, or if you become aware of any unauthorized use of your account, you must promptly notify us at

Site Use

We do not guarantee that the Site, or any content on it, will always be available or be uninterrupted. Access to the Site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Site without notice. We will not be liable to you if for any reason the Site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to the Site.

You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms and other applicable terms and conditions and policies, and that they comply with them.

Banks Legal may suspend access to the Site, due to maintenance works, net security reasons or force majeure with no obligation to reimburse or compensate you for the period in which access was suspended.

Access to the Site is strictly controlled by Banks Legal and Banks Legal reserves the right to change, modify, substitute or suspend or remove without notice any information or service from time to time.

Minors under the age of 21 are prohibited to register as a User of this website and are not allowed to transact or use the website. By using the Site, or agreeing to these Terms, you warrant and represent that you are least 21 years of age.

You may only use this Site to make legitimate enquiries or avail of the Services for yourself or another person for whom you are legally authorised to act.

You shall not:

  1. post, transmit or disseminate any information on or via this Site which is or may be harmful, obscene, defamatory or otherwise illegal, or may cause an infringement of the rights of any other;
  1. make any other unauthorised, false or fraudulent Forms;
  1. use any software, routine or device to interfere or attempt to interfere electronically or manually with the operation or functionality of the Site including, but not limited to, uploading or making available files containing corrupt data or viruses via whatever means;
  1. deface, alter or interfere with the appearance and layout of this Site or the underlying software code; and
  1. take any action that imposes an unreasonable or disproportionately large load on this Site or related infrastructure.

Without prejudice to any of Banks Legal’s other rights, Banks Legal reserves the right to deny access to this Site and/or deny use of the Services wherever and whenever Banks Legal believes (at Banks Legal’s absolute discretion) that you are in breach of any of the Terms.

We accept payments online using Visa and MasterCard credit/debit card in United Arab Emirates Dirhams. However, if you make a payment for our products or services on our website from outside of the United Arab Emirates, or in a currency other than United Arab Emirates Dirhams, there may be an additional charge imposed for any currency conversion costs levied.

If “Credit Card Online” is selected as the payment method then the details on the customers ID should exactly match that of the credit card used to make the purchase.

If you make a payment for our products or services on our website, the details you are asked to submit will be provided directly to our payment provider via a secured connection.

The cardholder must retain a copy of transaction records and merchant policies and rules.

Delivery Policy

Any products purchased on the Site will be sent via email to the email address provided by the purchaser.

We will NOT deal or provide any services or products to any of OFAC sanctions countries in compliance with the law of the United Arab Emirates.

Refund Policy

Refunds will be done only through the Original Mode of Payment.

Links and Downloads

Banks Legal may provide hyperlinks or pointers to other websites maintained by third parties which Banks Legal thinks may be of interest to visitors of the Site.

Such other websites are not under the control of Banks Legal or maintained by Banks Legal and we have no control over and are not responsible for the content of such websites. Banks Legal provides these links for your convenience only but does not monitor or endorse the material on them. Banks Legal shall have no liability whatsoever and howsoever arising in relation to any such other websites (including, by way of example, any inability to access or delay in accessing any such other website) or in relation to any material or information appearing on them or which you may otherwise come across after leaving the Site by way of a hypertext link or any other means or for any services or facilities of any description which you may book through or via any such website.

You may link to the Site home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to the Site in any website that is not owned by you.
The Site must not be framed on any other site, nor may you create a link to any part of the Site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to make any use of content on our Site other than that set out above, please contact

Intellectual Property Rights

We are the owner or the licensee of all copyright and intellectual property rights in relation to the Site, the material on the Site, the Forms and the Services, and in the material published on them. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our Site for your personal use and you may draw the attention of others within your organisation to content posted on our site, subject to the provisions of these Terms.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text, with the exception of the Forms as may be required by any relevant authorities and/or third parties.

Our status (and that of any identified contributors) as the authors of content on our Site must always be acknowledged.

You must not use any part of the content on our Site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our Site in breach of these Terms of Use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You acknowledge that Banks Legal reserves the right to refuse service to anyone, to cancel user access and to temporarily disable your account at any time in our sole discretion without notice or explanation.

We reserve the right to restrict access to areas of our Site, or indeed our whole Site, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.

Limited Warranties 

We do not warrant or represent:

  1. the completeness, accuracy or legal sufficiency of the information published on our Site and/or in our Forms;
  2. the completeness, accuracy or legal sufficiency of the legal documents prepared by your use of the Site and/or the Forms;
  3. that the material on the Site and/or in the Forms is up to date; or
  4. that the Site or any service on the Site will remain available.

We reserve the right to discontinue or alter any or all of our Services, and to stop publishing our Site, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these Terms, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any of the Services, or if we stop publishing the Site.

Limitation of Liability

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our gross negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

The limitations and exclusions of liability set out in this Limitation of Liability section, and elsewhere in these Terms are subject to the above exclusion paragraph and govern all liabilities arising under these Terms or relating to the subject matter of these Terms, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these Terms.

To the maximum extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Site, the use of our Site or any content on it, whether express or implied.

Banks Legal will not be liable to you in respect of any special, indirect or consequential loss or damage.

Banks Legal makes no warranty that the Site or the Services will meet your requirements, that any materials or documents offered or obtained from the Site will be accurate or reliable, or that the quality of the Services will meet your expectations.

We will not be liable to any visitor of the Site for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our Site; or
  • use of or reliance on any content displayed on our Site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of or damage to profits, income, sales, business, revenue, or production;
  • business interruption;
  • loss of anticipated savings; or
  • loss of business opportunity, goodwill or reputation.

In no event shall the total liability of Banks Legal to you for all damages, losses and costs and causes of action (including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these terms and conditions) arising from the terms of your use of this Site exceed, in the aggregate, fifty percent of the fee amount of any Service purchased from the Site.

Please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our Site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these Terms (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).

Uploading Content to Our Site

Whenever you make use of a feature that allows you to upload content to our Site, or to make contact with other users of our Site, you represent and warrant that your content will comply with these Terms.

Your content must not be illegal or unlawful, must not infringe any person’s legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).

Your content, and the use of your content by us in accordance with these terms and conditions, must not:

  • be libellous or maliciously false;
  • be obscene or indecent;
  • infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right;
  • infringe any right of confidence, right of privacy or right under data protection legislation;
  • constitute negligent advice or contain any negligent statement;
  • constitute an incitement to commit a crime[, instructions for the commission of a crime or the promotion of criminal activity];
  • be in contempt of any court, or in breach of any court order;
  • be in breach of racial or religious hatred or discrimination legislation;
  • be blasphemous;
  • be in breach of official secrets legislation;
  • be in breach of any contractual obligation owed to any person;
  • depict violence;
  • be pornographic, lewd, suggestive or sexually explicit;
  • be untrue, false, inaccurate or misleading;
  • consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage;
  • constitute spam;
  • be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social, menacing, hateful, discriminatory or inflammatory; or
  • cause annoyance, inconvenience or needless anxiety to any person.

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy.

You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

Any content you upload to our Site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our Site.

We have the right to remove any posting you make on the Site if, in our opinion, your post does not comply with the content standards set out in these Terms.

The views expressed by other users on our Site do not represent our views or values.


We do not guarantee that the Site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access the Site. You should use your own virus protection software.

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the UAE Federal Law No. 5 of 2012 concerning Combating Information Technology Crimes and any equivalent legislation in your country of domicile. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

Accessibility and Navigating this Website

Banks Legal takes our responsibility for making accessible web content and software seriously. Banks Legal is committed to developing software products that promote accessibility for people with disabilities and meet current accessibility standards.

At Banks Legal we are working hard to provide access to services and information that are helpful to all our customers. Many internet users with disabilities find web sites difficult to use simply because of the way they are designed. This Site has been designed to be as accessible as possible.

To navigate through the Site once you have gone beyond the homepage, please use the menu at the top of each page.


If a provision of these Terms is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.

If any unlawful and/or unenforceable provision of these Terms would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Third party rights

A contract under these Terms is for our benefit and your benefit, and is not intended to benefit or be enforceable by any third party.

The exercise of the parties’ rights under a contract under these Terms is not subject to the consent of any third party.

Governing Law and Dispute Resolution

If you use our Site from locations outside the UAE you are responsible for compliance with any applicable local laws.

These Terms, its subject matter and its formation, are governed by and construed in accordance with, English law.

In the event of you bringing any claim against us in relation to these Terms, you agree that the Courts of Dubai International Financial Centre shall have exclusive jurisdiction in relation to any such claim. In the event of us bringing a claim against you, you agree that the Courts of the Dubai International Financial Centre shall have non-exclusive jurisdiction in relation to any such claim.

Contact Us

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